Consumer Finance stocks ranked by AlphaStocks score

As of Nov 6, 2026, ENVA (7.0), BFH (6.2) and FCFS (6.1) have the highest composite scores of the 13 scored Consumer Finance stocks; the industry median is 5.6.

Data as of Nov 6, 2026. The score describes how each stock measures up to five published methods and price momentum; it is not a forecast or a recommendation.

All 13 Consumer Finance stocks, by composite score

#	Ticker	Company	Score	Fair-value gap	P/E	Price
1	ENVA	Enova International, Inc.	7.0	12% above	12.0×	$174.33
2	BFH	Bread Financial Holdings, Inc.	6.2	57% below	7.9×	$102.72
3	FCFS	FirstCash Holdings, Inc.	6.1	115% above	20.2×	$187.41
4	WRLD	World Acceptance Corp	6.1	11% above	17.8×	$151.56
5	ECPG	Encore Capital Group Inc	5.6	238% above	8.1×	$126.18
6	PRG	PROG Holdings, Inc.	5.6	44% below	12.1×	$38.92
7	SYF	Synchrony Financial	5.6	55% below	7.4×	$74.12
8	EZPW	Ezcorp Inc	5.0	191% above	15.1×	$28.72
9	SLM	SLM Corp	4.9	73% below	5.9×	$17.53
10	AXP	American Express Co	4.7	19% above	18.0×	$325.18
11	COF	Capital One Financial Corp	3.8	35% below	12.0×	$203.90
12	ALLY	Ally Financial Inc.	3.6	40% below	8.1×	$38.82
13	NAVI	Navient Holdings, Inc.	1.9	79% below	—	$8.82

Models that do not apply to Consumer Finance stocks

Piotroski F-Score: not applicable to 13 of 13 — Piotroski's F-Score does not rate banks: no current ratio, no gross margin, and leverage is the business.
Lynch Categories and PEG: not applicable to 13 of 13 — Lynch's categories and PEG do not apply to banks and insurers
Greenblatt Magic Formula: not applicable to 13 of 13 — Greenblatt does not rate banks

A model that does not apply is left out of the stock's score, never counted as a fail. See the methodology.