AlphaStocks
6.8
Consider Buy

Synchrony Financial (SYF)

Financials / Consumer Finance

S&P 500

$75.14

Middle of the pack. No strong signal either way.

Consider Buy

Score based on 5 of 5 models — high confidence

#18out of 92 in Financials

Is Synchrony Financial a Good Investment in 2026?

Synchrony Financial (SYF) scores 6.8 out of 10 on AlphaStocks' composite model, earning a Consider Buy rating. The Piotroski model rates Synchrony Financial as Strong (8/9). The Greenblatt Magic Formula model is the least favorable, rating it Neutral. Synchrony Financial ranks #18 out of 92 stocks in the Financials sector.

This summary is algorithmically generated and is not financial advice.

Key Metrics

P/E7.9ROE14.6Market Cap26BDiv Yield1.5

Valuation

Trades at 8x earnings — near sector median of 20x.

Fair value estimate not available for this stock.

5-Model Analysis

Each model evaluates this stock from a different angle. Combined, they form the composite score above.

Piotroski

Strong

8/9

Buffett

Strong

Business quality & competitive moat

Graham

Strong

28% below fair value

Lynch

Attractive

PEG 0.9 · Stalwart

Greenblatt

Neutral

Top half (rank 33%)

Frequently Asked Questions

Is Synchrony Financial (SYF) a good investment?
Based on AlphaStocks' composite analysis, Synchrony Financial (SYF) scores 6.8 out of 10, earning a Consider Buy rating. This is a middle-of-the-pack score with no strong signal either way. Trades at 8x earnings — near sector median of 20x.
What is Synchrony Financial's Piotroski F-Score?
Synchrony Financial's Piotroski F-Score status is Strong. The raw score is 8/9. The Piotroski F-Score evaluates financial health using 9 fundamental signals including profitability, leverage, and operating efficiency.
Is SYF overvalued or undervalued?
A precise fair value estimate is not available for SYF. Trades at 8x earnings — near sector median of 20x.
How does SYF compare to other Financials stocks?
Synchrony Financial ranks #18 out of 92 stocks in the Financials sector, placing it in the top 20% of its sector by composite score. This is a strong position relative to sector peers.
What do investment models say about SYF?
AlphaStocks evaluates SYF using five proven investment models. Piotroski: Strong; Buffett: Strong; Graham: Strong; Lynch: Attractive; Greenblatt Magic Formula: Neutral. These models are combined into a single composite score of 6.8/10.

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Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer