AlphaStocks
6.9
Consider Buy

Enova International, Inc. (ENVA)

Financials / Consumer Finance

S&P SmallCap 600

$136.65

Middle of the pack. No strong signal either way.

Consider Buy

Score based on 5 of 5 models — high confidence

#14out of 92 in Financials

Is Enova International, Inc. a Good Investment in 2026?

Enova International, Inc. (ENVA) scores 6.9 out of 10 on AlphaStocks' composite model, earning a Consider Buy rating. The Piotroski model rates Enova International, Inc. as Strong (8/9). The Greenblatt Magic Formula model is the least favorable, rating it Neutral. Enova International, Inc. ranks #14 out of 92 stocks in the Financials sector.

This summary is algorithmically generated and is not financial advice.

Key Metrics

P/E11.9ROE23.5Market Cap4B

Valuation

Trades at 12x earnings — near sector median of 19x.

Fair value estimate not available for this stock.

5-Model Analysis

Each model evaluates this stock from a different angle. Combined, they form the composite score above.

Piotroski

Strong

8/9

Buffett

Attractive

Business quality & competitive moat

Graham

Neutral

65% above fair value

Lynch

Neutral

PEG 0.9 · Stalwart

Greenblatt

Neutral

Bottom half (rank 55%)

Frequently Asked Questions

Is Enova International, Inc. (ENVA) a good investment?
Based on AlphaStocks' composite analysis, Enova International, Inc. (ENVA) scores 6.9 out of 10, earning a Consider Buy rating. This is a middle-of-the-pack score with no strong signal either way. Trades at 12x earnings — near sector median of 19x.
What is Enova International, Inc.'s Piotroski F-Score?
Enova International, Inc.'s Piotroski F-Score status is Strong. The raw score is 8/9. The Piotroski F-Score evaluates financial health using 9 fundamental signals including profitability, leverage, and operating efficiency.
Is ENVA overvalued or undervalued?
A precise fair value estimate is not available for ENVA. Trades at 12x earnings — near sector median of 19x.
How does ENVA compare to other Financials stocks?
Enova International, Inc. ranks #14 out of 92 stocks in the Financials sector, placing it in the top 15% of its sector by composite score. This is a strong position relative to sector peers.
What do investment models say about ENVA?
AlphaStocks evaluates ENVA using five proven investment models. Piotroski: Strong; Buffett: Attractive; Graham: Neutral; Lynch: Neutral; Greenblatt Magic Formula: Neutral. These models are combined into a single composite score of 6.9/10.

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Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer