AlphaStocks
1.5
Avoid

CREDIT ACCEPTANCE CORP (CACC)

Financials / Specialized Finance

S&P SmallCap 600

$618.15

Scores poorly across most models. Proceed with caution.

Avoid

Score based on 1 of 5 models — limited data

#5out of 16 in Financials

Is CREDIT ACCEPTANCE CORP a Good Investment in 2026?

CREDIT ACCEPTANCE CORP (CACC) scores 1.5 out of 10 on AlphaStocks' composite model, earning a Avoid rating. The Lynch model is the most favorable, rating CREDIT ACCEPTANCE CORP as Neutral. CREDIT ACCEPTANCE CORP currently trades below its estimated fair value of $800, suggesting potential upside. CREDIT ACCEPTANCE CORP ranks #5 out of 16 stocks in the Financials sector.

This summary is algorithmically generated and is not financial advice.

Key Metrics

P/E17.0ROE27.3Market Cap7B

Estimated Fair Value

$800.4423% below

Fair value above market price. EPS grew 83% year-over-year. ROE of 27% signals strong profitability. P/E of 17x is moderate for this quality level.

Model-based estimate, not a price target.

5-Model Analysis

Each model evaluates this stock from a different angle. Combined, they form the composite score above.

Piotroski

Limited Data

Financial health check (9 signals)

Buffett

Limited Data

Business quality & competitive moat

Graham

Limited Data

Price vs intrinsic value

Lynch

Neutral

PEG 1.7 · Stalwart

Greenblatt

Limited Data

Earnings yield + return on capital

Frequently Asked Questions

Is CREDIT ACCEPTANCE CORP (CACC) a good investment?
Based on AlphaStocks' composite analysis, CREDIT ACCEPTANCE CORP (CACC) scores 1.5 out of 10, earning a Avoid rating. This score is below average, suggesting caution. Fair value above market price. EPS grew 83% year-over-year. ROE of 27% signals strong profitability. P/E of 17x is moderate for this quality level.
What is CREDIT ACCEPTANCE CORP's Piotroski F-Score?
CREDIT ACCEPTANCE CORP's Piotroski F-Score status is Limited Data. The Piotroski F-Score evaluates financial health using 9 fundamental signals including profitability, leverage, and operating efficiency.
Is CACC overvalued or undervalued?
Based on AlphaStocks' model-based fair value estimate of $800, CACC appears undervalued. The stock currently trades 23% below its estimated fair value. Fair value above market price. EPS grew 83% year-over-year. ROE of 27% signals strong profitability. P/E of 17x is moderate for this quality level.
How does CACC compare to other Financials stocks?
CREDIT ACCEPTANCE CORP ranks #5 out of 16 stocks in the Financials sector, placing it in the top 31% of its sector by composite score. This is an above-average position relative to sector peers.
What do investment models say about CACC?
AlphaStocks evaluates CACC using five proven investment models. Lynch: Neutral. These models are combined into a single composite score of 1.5/10.

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Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer