AlphaStocks
4.5
Weak

FIRST BANCORP /NC/ (FBNC)

Financials / Regional Banks

S&P SmallCap 600

$56.50

Below average on several measures. Research carefully.

Weak

Score based on 3 of 5 models — moderate confidence

#85out of 97 in Financials

Is FIRST BANCORP /NC/ a Good Investment in 2026?

FIRST BANCORP /NC/ (FBNC) scores 4.5 out of 10 on AlphaStocks' composite model, earning a Weak rating. The Piotroski model rates FIRST BANCORP /NC/ as Attractive (6/9). The Graham model is the least favorable, rating it Neutral. FIRST BANCORP /NC/ currently trades above its estimated fair value of $33, suggesting limited upside at current prices. FIRST BANCORP /NC/ ranks #85 out of 97 stocks in the Financials sector.

This summary is algorithmically generated and is not financial advice.

Key Metrics

P/E21.1ROE6.8Market Cap2BDiv Yield1.6

Estimated Fair Value

$32.9771% above

Trading above estimated fair value. Rapid eps growth (45%) partially justifies the premium.

Model-based estimate, not a price target.

5-Model Analysis

Each model evaluates this stock from a different angle. Combined, they form the composite score above.

Piotroski

Attractive

6/9

Buffett

Neutral

Business quality & competitive moat

Graham

Neutral

74% above fair value

Lynch

Limited Data

Growth rate vs price (PEG)

Greenblatt

Limited Data

Earnings yield + return on capital

Frequently Asked Questions

Is FIRST BANCORP /NC/ (FBNC) a good investment?
Based on AlphaStocks' composite analysis, FIRST BANCORP /NC/ (FBNC) scores 4.5 out of 10, earning a Weak rating. This score is below average, suggesting caution. Trading above estimated fair value. Rapid eps growth (45%) partially justifies the premium.
What is FIRST BANCORP /NC/'s Piotroski F-Score?
FIRST BANCORP /NC/'s Piotroski F-Score status is Attractive. The raw score is 6/9. The Piotroski F-Score evaluates financial health using 9 fundamental signals including profitability, leverage, and operating efficiency.
Is FBNC overvalued or undervalued?
Based on AlphaStocks' model-based fair value estimate of $33, FBNC appears overvalued. The stock currently trades 71% above its estimated fair value. Trading above estimated fair value. Rapid eps growth (45%) partially justifies the premium.
How does FBNC compare to other Financials stocks?
FIRST BANCORP /NC/ ranks #85 out of 97 stocks in the Financials sector, placing it in the top 88% of its sector by composite score. There are higher-ranked alternatives in this sector worth exploring.
What do investment models say about FBNC?
AlphaStocks evaluates FBNC using five proven investment models. Piotroski: Attractive; Buffett: Neutral; Graham: Neutral. These models are combined into a single composite score of 4.5/10.

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Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer