AlphaStocks

FBNC vs TMP

As of Sep 20, 2026, First Bancorp (FBNC) scores 4.7/10 and Tompkins Financial (TMP) 8.0/10 on AlphaStocks' five-model composite, so TMP scores higher. FBNC trades 92% above its model fair value; TMP trades 1% below its model fair value.

FBNC

FIRST BANCORP /NC/

4.7

Weak

$63.34

TMP

TOMPKINS FINANCIAL CORP

8.0

Strong Buy

$99.43

FBNC vs TMP: Which is the Better Investment?

FIRST BANCORP /NC/ (FBNC) scores 4.7/10 while TOMPKINS FINANCIAL CORP (TMP) scores 8.0/10 on AlphaStocks' composite model. TOMPKINS FINANCIAL CORP has the higher composite rating of Strong Buy. On a P/E basis, TOMPKINS FINANCIAL CORP trades at 8.8x, making it the more attractively priced of the two. TOMPKINS FINANCIAL CORP trades further below its estimated fair value.

This comparison is algorithmically generated and is not financial advice.

MetricFBNCTMP
Scores & Fundamentals
Composite Score4.7/108.0/10
RatingWeakStrong Buy
Price$63.34$99.43
P/E Ratio23.68.8
ROE6.8%18.7%
Market Cap$3B$1B
Fair Value$32.97$100.46
Dividend Yield1.4%2.7%
Sector Rank#196 of 265#9 of 265
Model Verdicts
PiotroskiAttractiveAttractive
BuffettNeutralStrong
GrahamCautionStrong
LynchLimited DataLimited Data
GreenblattLimited DataLimited Data
View full FBNCanalysis →View full TMPanalysis →

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FBNC vs TMP: Which Stock Scores Higher?

FIRST BANCORP /NC/ (FBNC) and TOMPKINS FINANCIAL CORP (TMP) are both in the Financials sector. TMP currently leads with a composite score of 8.0/10 (Strong Buy) compared to FBNC's 4.7/10 (Weak).

The AlphaStocks composite score evaluates each stock across four dimensions: Quality (business strength measured by Piotroski F-Score and Buffett quality criteria), Value (discount to intrinsic worth using Graham, Lynch, and Greenblatt models), Momentum (6-month price trend), and Timing (a confirmation signal that requires both value and momentum to align). A higher composite score indicates stronger overall fundamentals combined with favorable market conditions.

This comparison uses the same scoring framework for both companies, ensuring an apples-to-apples evaluation. Scores are recalculated daily after market close using data from SEC filings and market prices. Read the full methodology to understand how each model contributes to the composite score.

Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer