AlphaStocks

TMP vs UCB

TOMPKINS FINANCIAL CORP vs UNITED COMMUNITY BANKS INC — Side-by-Side Stock Comparison

TMP

TOMPKINS FINANCIAL CORP

8.7

Strong Buy

$79.71

UCB

UNITED COMMUNITY BANKS INC

6.5

Consider Buy

$31.96

TMP vs UCB: Which is the Better Investment?

TOMPKINS FINANCIAL CORP (TMP) scores 8.7/10 while UNITED COMMUNITY BANKS INC (UCB) scores 6.5/10 on AlphaStocks' composite model. TOMPKINS FINANCIAL CORP has the higher composite rating of Strong Buy. On a P/E basis, TOMPKINS FINANCIAL CORP trades at 7.1x, making it the more attractively priced of the two. TOMPKINS FINANCIAL CORP offers more upside to its estimated fair value.

This comparison is algorithmically generated and is not financial advice.

MetricTMPUCB
Scores & Fundamentals
Composite Score8.7/106.5/10
RatingStrong BuyConsider Buy
Price$79.71$31.96
P/E Ratio7.111.8
ROE18.7%9.1%
Market Cap$1B$4B
Fair Value$100.45$31.06
Dividend Yield3.3%3.2%
Sector Rank#2 of 97#46 of 97
Model Verdicts
PiotroskiAttractiveAttractive
BuffettStrongAttractive
GrahamStrongAttractive
LynchLimited DataLimited Data
GreenblattLimited DataLimited Data
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TMP vs UCB: Which Stock Scores Higher?

TOMPKINS FINANCIAL CORP (TMP) and UNITED COMMUNITY BANKS INC (UCB) are among the most compared stocks in the Financials sector. TMP currently leads with a composite score of 8.7/10 (Strong Buy) compared to UCB's 6.5/10 (Consider Buy).

The AlphaStocks composite score evaluates each stock across four dimensions: Quality (business strength measured by Piotroski F-Score and Buffett quality criteria), Value (discount to intrinsic worth using Graham, Lynch, and Greenblatt models), Momentum (6-month price trend), and Timing (a confirmation signal that requires both value and momentum to align). A higher composite score indicates stronger overall fundamentals combined with favorable market conditions.

This comparison uses the same scoring framework for both companies, ensuring an apples-to-apples evaluation. Scores are recalculated daily after market close using data from SEC filings and market prices. Read the full methodology to understand how each model contributes to the composite score.

Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer