AlphaStocks
6.5
Consider Buy

UNITED COMMUNITY BANKS INC (UCB)

Financials / Regional Banks

S&P SmallCap 600

$31.96

Middle of the pack. No strong signal either way.

Consider Buy

Score based on 4 of 5 models — moderate confidence

#46out of 97 in Financials

Is UNITED COMMUNITY BANKS INC a Good Investment in 2026?

UNITED COMMUNITY BANKS INC (UCB) scores 6.5 out of 10 on AlphaStocks' composite model, earning a Consider Buy rating. The Piotroski model rates UNITED COMMUNITY BANKS INC as Attractive (6/9). The Graham model is the least favorable, rating it Attractive. UNITED COMMUNITY BANKS INC currently trades above its estimated fair value of $31, suggesting limited upside at current prices. UNITED COMMUNITY BANKS INC ranks #46 out of 97 stocks in the Financials sector.

This summary is algorithmically generated and is not financial advice.

Key Metrics

P/E11.8ROE9.1Market Cap4BDiv Yield3.2

Estimated Fair Value

$31.063% above

Trading near estimated fair value.

Model-based estimate, not a price target.

5-Model Analysis

Each model evaluates this stock from a different angle. Combined, they form the composite score above.

Piotroski

Attractive

6/9

Buffett

Attractive

Business quality & competitive moat

Graham

Attractive

5% below fair value

Lynch

Limited Data

PEG 1.0

Greenblatt

Limited Data

Earnings yield + return on capital

Frequently Asked Questions

Is UNITED COMMUNITY BANKS INC (UCB) a good investment?
Based on AlphaStocks' composite analysis, UNITED COMMUNITY BANKS INC (UCB) scores 6.5 out of 10, earning a Consider Buy rating. This is a middle-of-the-pack score with no strong signal either way. Trading near estimated fair value.
What is UNITED COMMUNITY BANKS INC's Piotroski F-Score?
UNITED COMMUNITY BANKS INC's Piotroski F-Score status is Attractive. The raw score is 6/9. The Piotroski F-Score evaluates financial health using 9 fundamental signals including profitability, leverage, and operating efficiency.
Is UCB overvalued or undervalued?
Based on AlphaStocks' model-based fair value estimate of $31, UCB appears overvalued. The stock currently trades 3% above its estimated fair value. Trading near estimated fair value.
How does UCB compare to other Financials stocks?
UNITED COMMUNITY BANKS INC ranks #46 out of 97 stocks in the Financials sector, placing it in the top 47% of its sector by composite score. This is an above-average position relative to sector peers.
What do investment models say about UCB?
AlphaStocks evaluates UCB using five proven investment models. Piotroski: Attractive; Buffett: Attractive; Graham: Attractive. These models are combined into a single composite score of 6.5/10.

Similar Stocks

MBINTMPFULT

Compare UCB with

UCB vs MBINUCB vs TMPUCB vs FULT

Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer