TFC vs USB
As of Sep 20, 2026, Truist Financial (TFC) scores 6.0/10 and US Bancorp DE (USB) 7.2/10 on AlphaStocks' five-model composite, so USB scores higher. TFC trades 26% below its model fair value; USB trades 17% above its model fair value.
TFC
TRUIST FINANCIAL CORP
6.0
Consider Buy
$48.53
USB
US BANCORP DE
7.2
Consider Buy
$60.04
TFC vs USB: Which is the Better Investment?
TRUIST FINANCIAL CORP (TFC) scores 6.0/10 while US BANCORP DE (USB) scores 7.2/10 on AlphaStocks' composite model. US BANCORP DE has the higher composite rating of Consider Buy. On a P/E basis, US BANCORP DE trades at 12.4x, making it the more attractively priced of the two. TRUIST FINANCIAL CORP trades further below its estimated fair value.
This comparison is algorithmically generated and is not financial advice.
| Metric | TFC | USB |
|---|---|---|
| Scores & Fundamentals | ||
| Composite Score | 6.0/10 | 7.2/10▲ |
| Rating | Consider Buy | Consider Buy▲ |
| Price | $48.53 | $60.04 |
| P/E Ratio | 12.7 | 12.4▲ |
| ROE | 16.9%▲ | 11.8% |
| Market Cap | $61B | $93B |
| Fair Value | $65.90 | $51.47 |
| Dividend Yield | 4.4%▲ | 3.3% |
| Sector Rank | #133 of 265 | #40 of 265▲ |
| Model Verdicts | ||
| Piotroski | Strong | Strong |
| Buffett | Attractive | Strong▲ |
| Graham | Neutral | Attractive▲ |
| Lynch | Limited Data | Limited Data |
| Greenblatt | Limited Data | Limited Data |
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TFC vs USB: Which Stock Scores Higher?
TRUIST FINANCIAL CORP (TFC) and US BANCORP DE (USB) are both in the Financials sector. USB currently leads with a composite score of 7.2/10 (Consider Buy) compared to TFC's 6.0/10 (Consider Buy).
The AlphaStocks composite score evaluates each stock across four dimensions: Quality (business strength measured by Piotroski F-Score and Buffett quality criteria), Value (discount to intrinsic worth using Graham, Lynch, and Greenblatt models), Momentum (6-month price trend), and Timing (a confirmation signal that requires both value and momentum to align). A higher composite score indicates stronger overall fundamentals combined with favorable market conditions.
This comparison uses the same scoring framework for both companies, ensuring an apples-to-apples evaluation. Scores are recalculated daily after market close using data from SEC filings and market prices. Read the full methodology to understand how each model contributes to the composite score.
Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer