BAC vs USB
As of Sep 20, 2026, Bank of America (BAC) scores 6.2/10 and US Bancorp DE (USB) 7.2/10 on AlphaStocks' five-model composite, so USB scores higher. BAC trades 25% above its model fair value; USB trades 17% above its model fair value.
BAC
BANK OF AMERICA CORP /DE/
6.2
Consider Buy
$57.72
USB
US BANCORP DE
7.2
Consider Buy
$60.04
BAC vs USB: Which is the Better Investment?
BANK OF AMERICA CORP /DE/ (BAC) scores 6.2/10 while US BANCORP DE (USB) scores 7.2/10 on AlphaStocks' composite model. US BANCORP DE has the higher composite rating of Consider Buy. On a P/E basis, US BANCORP DE trades at 12.4x, making it the more attractively priced of the two.
This comparison is algorithmically generated and is not financial advice.
| Metric | BAC | USB |
|---|---|---|
| Scores & Fundamentals | ||
| Composite Score | 6.2/10 | 7.2/10▲ |
| Rating | Consider Buy | Consider Buy▲ |
| Price | $57.72 | $60.04 |
| P/E Ratio | 14.5 | 12.4▲ |
| ROE | 10.0% | 11.8%▲ |
| Market Cap | $428B | $93B |
| Fair Value | $46.16 | $51.47 |
| Dividend Yield | 2.1% | 3.3%▲ |
| Sector Rank | #111 of 265 | #40 of 265▲ |
| Model Verdicts | ||
| Piotroski | Strong | Strong |
| Buffett | Attractive | Strong▲ |
| Graham | Neutral | Attractive▲ |
| Lynch | Limited Data | Limited Data |
| Greenblatt | Limited Data | Limited Data |
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BAC vs USB: Which Stock Scores Higher?
BANK OF AMERICA CORP /DE/ (BAC) and US BANCORP DE (USB) are both in the Financials sector. USB currently leads with a composite score of 7.2/10 (Consider Buy) compared to BAC's 6.2/10 (Consider Buy).
The AlphaStocks composite score evaluates each stock across four dimensions: Quality (business strength measured by Piotroski F-Score and Buffett quality criteria), Value (discount to intrinsic worth using Graham, Lynch, and Greenblatt models), Momentum (6-month price trend), and Timing (a confirmation signal that requires both value and momentum to align). A higher composite score indicates stronger overall fundamentals combined with favorable market conditions.
This comparison uses the same scoring framework for both companies, ensuring an apples-to-apples evaluation. Scores are recalculated daily after market close using data from SEC filings and market prices. Read the full methodology to understand how each model contributes to the composite score.
Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer