SYF vs WRLD
As of Sep 20, 2026, Synchrony Financial (SYF) scores 7.7/10 and World Acceptance (WRLD) 6.2/10 on AlphaStocks' five-model composite, so SYF scores higher. WRLD trades 30% above its model fair value.
SYF
Synchrony Financial
7.7
Strong Buy
$75.06
WRLD
WORLD ACCEPTANCE CORP
6.2
Consider Buy
$181.73
SYF vs WRLD: Which is the Better Investment?
Synchrony Financial (SYF) scores 7.7/10 while WORLD ACCEPTANCE CORP (WRLD) scores 6.2/10 on AlphaStocks' composite model. Synchrony Financial has the higher composite rating of Strong Buy. On a P/E basis, Synchrony Financial trades at 7.9x, making it the more attractively priced of the two.
This comparison is algorithmically generated and is not financial advice.
| Metric | SYF | WRLD |
|---|---|---|
| Scores & Fundamentals | ||
| Composite Score | 7.7/10▲ | 6.2/10 |
| Rating | Strong Buy▲ | Consider Buy |
| Price | $75.06 | $181.73 |
| P/E Ratio | 7.9▲ | 26.4 |
| ROE | 14.6%▲ | 9.8% |
| Market Cap | $26B | $846.2M |
| Fair Value | — | $140.31 |
| Dividend Yield | 1.6% | — |
| Sector Rank | #17 of 265▲ | #110 of 265 |
| Model Verdicts | ||
| Piotroski | Strong▲ | Neutral |
| Buffett | Strong▲ | Attractive |
| Graham | Strong▲ | Caution |
| Lynch | Attractive▲ | Caution |
| Greenblatt | Neutral | Neutral |
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SYF vs WRLD: Which Stock Scores Higher?
Synchrony Financial (SYF) and WORLD ACCEPTANCE CORP (WRLD) are both in the Financials sector. SYF currently leads with a composite score of 7.7/10 (Strong Buy) compared to WRLD's 6.2/10 (Consider Buy).
The AlphaStocks composite score evaluates each stock across four dimensions: Quality (business strength measured by Piotroski F-Score and Buffett quality criteria), Value (discount to intrinsic worth using Graham, Lynch, and Greenblatt models), Momentum (6-month price trend), and Timing (a confirmation signal that requires both value and momentum to align). A higher composite score indicates stronger overall fundamentals combined with favorable market conditions.
This comparison uses the same scoring framework for both companies, ensuring an apples-to-apples evaluation. Scores are recalculated daily after market close using data from SEC filings and market prices. Read the full methodology to understand how each model contributes to the composite score.
Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer