MBIN vs SSB
As of Sep 20, 2026, Merchants Bancorp (MBIN) scores 7.2/10 and SouthState Bank (SSB) 6.5/10 on AlphaStocks' five-model composite, so MBIN scores higher. MBIN trades 26% below its model fair value; SSB trades 16% above its model fair value.
MBIN
Merchants Bancorp
7.2
Consider Buy
$52.06
SSB
SouthState Bank Corp
6.5
Consider Buy
$103.52
MBIN vs SSB: Which is the Better Investment?
Merchants Bancorp (MBIN) scores 7.2/10 while SouthState Bank Corp (SSB) scores 6.5/10 on AlphaStocks' composite model. Merchants Bancorp has the higher composite rating of Consider Buy. On a P/E basis, Merchants Bancorp trades at 10.9x, making it the more attractively priced of the two. Merchants Bancorp trades further below its estimated fair value.
This comparison is algorithmically generated and is not financial advice.
| Metric | MBIN | SSB |
|---|---|---|
| Scores & Fundamentals | ||
| Composite Score | 7.2/10▲ | 6.5/10 |
| Rating | Consider Buy▲ | Consider Buy |
| Price | $52.06 | $103.52 |
| P/E Ratio | 10.9▲ | 13.2 |
| ROE | 9.7%▲ | 8.8% |
| Market Cap | $2B | $10B |
| Fair Value | $70.48 | $89.61 |
| Dividend Yield | 2.7%▲ | 2.3% |
| Sector Rank | #35 of 265▲ | #82 of 265 |
| Model Verdicts | ||
| Piotroski | Neutral | Attractive▲ |
| Buffett | Attractive | Attractive |
| Graham | Attractive | Attractive |
| Lynch | Limited Data | Limited Data |
| Greenblatt | Limited Data | Limited Data |
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MBIN vs SSB: Which Stock Scores Higher?
Merchants Bancorp (MBIN) and SouthState Bank Corp (SSB) are both in the Financials sector. MBIN currently leads with a composite score of 7.2/10 (Consider Buy) compared to SSB's 6.5/10 (Consider Buy).
The AlphaStocks composite score evaluates each stock across four dimensions: Quality (business strength measured by Piotroski F-Score and Buffett quality criteria), Value (discount to intrinsic worth using Graham, Lynch, and Greenblatt models), Momentum (6-month price trend), and Timing (a confirmation signal that requires both value and momentum to align). A higher composite score indicates stronger overall fundamentals combined with favorable market conditions.
This comparison uses the same scoring framework for both companies, ensuring an apples-to-apples evaluation. Scores are recalculated daily after market close using data from SEC filings and market prices. Read the full methodology to understand how each model contributes to the composite score.
Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer