AlphaStocks

DCOM vs MBIN

As of Sep 20, 2026, Dime Commercial Bancshares (DCOM) scores 4.9/10 and Merchants Bancorp (MBIN) 7.2/10 on AlphaStocks' five-model composite, so MBIN scores higher. DCOM trades 38% above its model fair value; MBIN trades 26% below its model fair value.

DCOM

Dime Commercial Bancshares, Inc. /NY/

4.9

Weak

$40.77

MBIN

Merchants Bancorp

7.2

Consider Buy

$52.06

DCOM vs MBIN: Which is the Better Investment?

Dime Commercial Bancshares, Inc. /NY/ (DCOM) scores 4.9/10 while Merchants Bancorp (MBIN) scores 7.2/10 on AlphaStocks' composite model. Merchants Bancorp has the higher composite rating of Consider Buy. On a P/E basis, Merchants Bancorp trades at 10.9x, making it the more attractively priced of the two. Merchants Bancorp trades further below its estimated fair value.

This comparison is algorithmically generated and is not financial advice.

MetricDCOMMBIN
Scores & Fundamentals
Composite Score4.9/107.2/10
RatingWeakConsider Buy
Price$40.77$52.06
P/E Ratio15.810.9
ROE7.6%9.7%
Market Cap$2B$2B
Fair Value$29.64$70.48
Dividend Yield2.5%2.7%
Sector Rank#189 of 265#35 of 265
Model Verdicts
PiotroskiNeutralNeutral
BuffettNeutralAttractive
GrahamNeutralAttractive
LynchLimited DataLimited Data
GreenblattLimited DataLimited Data
View full DCOManalysis →View full MBINanalysis →

Related comparisons

Compare any two stocks →

DCOM vs MBIN: Which Stock Scores Higher?

Dime Commercial Bancshares, Inc. /NY/ (DCOM) and Merchants Bancorp (MBIN) are both in the Financials sector. MBIN currently leads with a composite score of 7.2/10 (Consider Buy) compared to DCOM's 4.9/10 (Weak).

The AlphaStocks composite score evaluates each stock across four dimensions: Quality (business strength measured by Piotroski F-Score and Buffett quality criteria), Value (discount to intrinsic worth using Graham, Lynch, and Greenblatt models), Momentum (6-month price trend), and Timing (a confirmation signal that requires both value and momentum to align). A higher composite score indicates stronger overall fundamentals combined with favorable market conditions.

This comparison uses the same scoring framework for both companies, ensuring an apples-to-apples evaluation. Scores are recalculated daily after market close using data from SEC filings and market prices. Read the full methodology to understand how each model contributes to the composite score.

Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer