HMN vs LNC
As of Sep 20, 2026, Horace Mann Educators (HMN) scores 6.2/10 and Lincoln National (LNC) 7.7/10 on AlphaStocks' five-model composite, so LNC scores higher. HMN trades 21% above its model fair value.
HMN
HORACE MANN EDUCATORS CORP /DE/
6.2
Consider Buy
$48.36
LNC
LINCOLN NATIONAL CORP
7.7
Strong Buy
$42.21
HMN vs LNC: Which is the Better Investment?
HORACE MANN EDUCATORS CORP /DE/ (HMN) scores 6.2/10 while LINCOLN NATIONAL CORP (LNC) scores 7.7/10 on AlphaStocks' composite model. LINCOLN NATIONAL CORP has the higher composite rating of Strong Buy. On a P/E basis, LINCOLN NATIONAL CORP trades at 6.7x, making it the more attractively priced of the two.
This comparison is algorithmically generated and is not financial advice.
| Metric | HMN | LNC |
|---|---|---|
| Scores & Fundamentals | ||
| Composite Score | 6.2/10 | 7.7/10▲ |
| Rating | Consider Buy | Strong Buy▲ |
| Price | $48.36 | $42.21 |
| P/E Ratio | 12.4 | 6.7▲ |
| ROE | 9.9% | 11.0%▲ |
| Market Cap | $2B | $8B |
| Fair Value | $39.88 | — |
| Dividend Yield | 2.6% | 4.4%▲ |
| Sector Rank | #109 of 265 | #15 of 265▲ |
| Model Verdicts | ||
| Piotroski | Strong▲ | Attractive |
| Buffett | Attractive | Attractive |
| Graham | Attractive | Attractive |
| Lynch | Limited Data | Limited Data |
| Greenblatt | Limited Data | Limited Data |
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HMN vs LNC: Which Stock Scores Higher?
HORACE MANN EDUCATORS CORP /DE/ (HMN) and LINCOLN NATIONAL CORP (LNC) are both in the Financials sector. LNC currently leads with a composite score of 7.7/10 (Strong Buy) compared to HMN's 6.2/10 (Consider Buy).
The AlphaStocks composite score evaluates each stock across four dimensions: Quality (business strength measured by Piotroski F-Score and Buffett quality criteria), Value (discount to intrinsic worth using Graham, Lynch, and Greenblatt models), Momentum (6-month price trend), and Timing (a confirmation signal that requires both value and momentum to align). A higher composite score indicates stronger overall fundamentals combined with favorable market conditions.
This comparison uses the same scoring framework for both companies, ensuring an apples-to-apples evaluation. Scores are recalculated daily after market close using data from SEC filings and market prices. Read the full methodology to understand how each model contributes to the composite score.
Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer