AlphaStocks

ECPG vs ENVA

ENCORE CAPITAL GROUP INC vs Enova International, Inc. — Side-by-Side Stock Comparison

ECPG

ENCORE CAPITAL GROUP INC

8.3

Strong Buy

$70.82

ENVA

Enova International, Inc.

6.9

Consider Buy

$136.65

ECPG vs ENVA: Which is the Better Investment?

ENCORE CAPITAL GROUP INC (ECPG) scores 8.3/10 while Enova International, Inc. (ENVA) scores 6.9/10 on AlphaStocks' composite model. ENCORE CAPITAL GROUP INC has the higher composite rating of Strong Buy. On a P/E basis, ENCORE CAPITAL GROUP INC trades at 6.5x, making it the more attractively priced of the two.

This comparison is algorithmically generated and is not financial advice.

MetricECPGENVA
Scores & Fundamentals
Composite Score8.3/106.9/10
RatingStrong BuyConsider Buy
Price$70.82$136.65
P/E Ratio6.511.9
ROE23.5%23.5%
Market Cap$2B$4B
Fair Value
Dividend Yield
Sector Rank#2 of 92#14 of 92
Model Verdicts
PiotroskiStrongStrong
BuffettAttractiveAttractive
GrahamAttractiveNeutral
LynchNeutralNeutral
GreenblattNeutralNeutral
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ECPG vs ENVA: Which Stock Scores Higher?

ENCORE CAPITAL GROUP INC (ECPG) and Enova International, Inc. (ENVA) are among the most compared stocks in the Financials sector. ECPG currently leads with a composite score of 8.3/10 (Strong Buy) compared to ENVA's 6.9/10 (Consider Buy).

The AlphaStocks composite score evaluates each stock across four dimensions: Quality (business strength measured by Piotroski F-Score and Buffett quality criteria), Value (discount to intrinsic worth using Graham, Lynch, and Greenblatt models), Momentum (6-month price trend), and Timing (a confirmation signal that requires both value and momentum to align). A higher composite score indicates stronger overall fundamentals combined with favorable market conditions.

This comparison uses the same scoring framework for both companies, ensuring an apples-to-apples evaluation. Scores are recalculated daily after market close using data from SEC filings and market prices. Read the full methodology to understand how each model contributes to the composite score.

Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer