COF vs SYF
As of Sep 20, 2026, Capital One Financial (COF) scores 5.0/10 and Synchrony Financial (SYF) 7.7/10 on AlphaStocks' five-model composite, so SYF scores higher. COF trades 40% above its model fair value.
COF
CAPITAL ONE FINANCIAL CORP
5.0
Consider Buy
$202.28
SYF
Synchrony Financial
7.7
Strong Buy
$75.06
COF vs SYF: Which is the Better Investment?
CAPITAL ONE FINANCIAL CORP (COF) scores 5.0/10 while Synchrony Financial (SYF) scores 7.7/10 on AlphaStocks' composite model. Synchrony Financial has the higher composite rating of Strong Buy. On a P/E basis, Synchrony Financial trades at 7.9x, making it the more attractively priced of the two.
This comparison is algorithmically generated and is not financial advice.
| Metric | COF | SYF |
|---|---|---|
| Scores & Fundamentals | ||
| Composite Score | 5.0/10 | 7.7/10▲ |
| Rating | Consider Buy | Strong Buy▲ |
| Price | $202.28 | $75.06 |
| P/E Ratio | 44.6 | 7.9▲ |
| ROE | 2.2% | 14.6%▲ |
| Market Cap | $126B | $26B |
| Fair Value | $144.55 | — |
| Dividend Yield | 1.4% | 1.6%▲ |
| Sector Rank | #186 of 265 | #17 of 265▲ |
| Model Verdicts | ||
| Piotroski | Neutral | Strong▲ |
| Buffett | Attractive | Strong▲ |
| Graham | Neutral | Strong▲ |
| Lynch | Neutral | Attractive▲ |
| Greenblatt | Caution | Neutral▲ |
Related comparisons
COF vs SYF: Which Stock Scores Higher?
CAPITAL ONE FINANCIAL CORP (COF) and Synchrony Financial (SYF) are both in the Financials sector. SYF currently leads with a composite score of 7.7/10 (Strong Buy) compared to COF's 5.0/10 (Consider Buy).
The AlphaStocks composite score evaluates each stock across four dimensions: Quality (business strength measured by Piotroski F-Score and Buffett quality criteria), Value (discount to intrinsic worth using Graham, Lynch, and Greenblatt models), Momentum (6-month price trend), and Timing (a confirmation signal that requires both value and momentum to align). A higher composite score indicates stronger overall fundamentals combined with favorable market conditions.
This comparison uses the same scoring framework for both companies, ensuring an apples-to-apples evaluation. Scores are recalculated daily after market close using data from SEC filings and market prices. Read the full methodology to understand how each model contributes to the composite score.
Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer