AlphaStocks
5.9
Consider Buy

UMB FINANCIAL CORP (UMBF)

Financials / Regional Banks

S&P MidCap 400

$114.67

Middle of the pack. No strong signal either way.

Consider Buy

Score based on 4 of 5 models — moderate confidence

#62out of 97 in Financials

Is UMB FINANCIAL CORP a Good Investment in 2026?

UMB FINANCIAL CORP (UMBF) scores 5.9 out of 10 on AlphaStocks' composite model, earning a Consider Buy rating. The Piotroski model rates UMB FINANCIAL CORP as Attractive (6/9). The Graham model is the least favorable, rating it Attractive. UMB FINANCIAL CORP currently trades below its estimated fair value of $119, suggesting potential upside. UMB FINANCIAL CORP ranks #62 out of 97 stocks in the Financials sector.

This summary is algorithmically generated and is not financial advice.

Key Metrics

P/E12.0ROE9.3Market Cap8BDiv Yield1.7

Estimated Fair Value

$119.334% below

Trading near estimated fair value.

Model-based estimate, not a price target.

5-Model Analysis

Each model evaluates this stock from a different angle. Combined, they form the composite score above.

Piotroski

Attractive

6/9

Buffett

Attractive

Business quality & competitive moat

Graham

Attractive

4% below fair value

Lynch

Limited Data

PEG 1.3

Greenblatt

Limited Data

Earnings yield + return on capital

Frequently Asked Questions

Is UMB FINANCIAL CORP (UMBF) a good investment?
Based on AlphaStocks' composite analysis, UMB FINANCIAL CORP (UMBF) scores 5.9 out of 10, earning a Consider Buy rating. This is a middle-of-the-pack score with no strong signal either way. Trading near estimated fair value.
What is UMB FINANCIAL CORP's Piotroski F-Score?
UMB FINANCIAL CORP's Piotroski F-Score status is Attractive. The raw score is 6/9. The Piotroski F-Score evaluates financial health using 9 fundamental signals including profitability, leverage, and operating efficiency.
Is UMBF overvalued or undervalued?
Based on AlphaStocks' model-based fair value estimate of $119, UMBF appears undervalued. The stock currently trades 4% below its estimated fair value. Trading near estimated fair value.
How does UMBF compare to other Financials stocks?
UMB FINANCIAL CORP ranks #62 out of 97 stocks in the Financials sector, placing it in the top 64% of its sector by composite score. There are higher-ranked alternatives in this sector worth exploring.
What do investment models say about UMBF?
AlphaStocks evaluates UMBF using five proven investment models. Piotroski: Attractive; Buffett: Attractive; Graham: Attractive. These models are combined into a single composite score of 5.9/10.

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Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer