AlphaStocks
5.2
Consider Buy

UMB Financial Corp (UMBF)

As of Sep 20, 2026, UMB Financial Corp (UMBF) scores 5.2/10 on AlphaStocks' five-model composite, #172 of 265 Financials stocks. At $135, UMBF trades 13% above its model fair value of $119.

Financials / Regional Banks

S&P MidCap 400

$134.59

Below average on several measures. Research carefully.

Consider Buy

Score based on 4 of 5 models — moderate confidence

Data as of Sep 20, 2026

#172out of 265 in Financials

Is UMB FINANCIAL CORP a Good Investment in 2026?

UMB FINANCIAL CORP (UMBF) scores 5.2 out of 10 on AlphaStocks' composite model, earning a Consider Buy rating. The Piotroski model rates UMB FINANCIAL CORP as Attractive (6/8). The Graham model is the least favorable, rating it Neutral. UMB FINANCIAL CORP currently trades 13% above its estimated fair value of $119. UMB FINANCIAL CORP ranks #172 out of 265 stocks in the Financials sector.

This summary is algorithmically generated and is not financial advice.

Key Metrics

P/E14.1ROE9.3Market Cap10BDiv Yield1.3

Estimated Fair Value

$119.3313% above

Trading above estimated fair value. Eps growth of 6% may not justify the premium.

Model-based estimate, not a price target.

5-Model Analysis

Each model evaluates this stock from a different angle. Combined, they form the composite score above.

Piotroski

Attractive

6/8

Buffett

Neutral

Business quality & competitive moat

Graham

Neutral

26% above fair value

Lynch

Limited Data

PEG 1.8

Greenblatt

Limited Data

Earnings yield + return on capital

Frequently Asked Questions

Is UMB FINANCIAL CORP (UMBF) a good investment?
As of Sep 20, 2026, UMB Financial Corp (UMBF) scores 5.2/10 on AlphaStocks' five-model composite, #172 of 265 Financials stocks. At $135, UMBF trades 13% above its model fair value of $119. That score is below average, suggesting caution.
What is UMB FINANCIAL CORP's Piotroski F-Score?
UMB FINANCIAL CORP's Piotroski F-Score status is Attractive. The raw score is 6/8. The Piotroski F-Score evaluates financial health using 9 fundamental signals including profitability, leverage, and operating efficiency.
Is UMBF overvalued or undervalued?
Based on AlphaStocks' model-based fair value estimate of $119, UMBF appears overvalued. The stock currently trades 13% above its estimated fair value. Trading above estimated fair value. Eps growth of 6% may not justify the premium.
How does UMBF compare to other Financials stocks?
UMB FINANCIAL CORP ranks #172 out of 265 stocks in the Financials sector, placing it in the top 65% of its sector by composite score. There are higher-ranked alternatives in this sector worth exploring.
What do investment models say about UMBF?
AlphaStocks evaluates UMBF using five proven investment models. Piotroski: Attractive; Buffett: Neutral; Graham: Neutral. These models are combined into a single composite score of 5.2/10.

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Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer