AlphaStocks

NMIH vs NU

NMI Holdings, Inc. vs Nu Holdings Ltd. — Side-by-Side Stock Comparison

NMIH

NMI Holdings, Inc.

3.6

Weak

$37.35

NU

Nu Holdings Ltd.

1.5

Avoid

$14.44

NMIH vs NU: Which is the Better Investment?

NMI Holdings, Inc. (NMIH) scores 3.6/10 while Nu Holdings Ltd. (NU) scores 1.5/10 on AlphaStocks' composite model. NMI Holdings, Inc. has the higher composite rating of Weak. On a P/E basis, NMI Holdings, Inc. trades at 7.6x, making it the more attractively priced of the two.

This comparison is algorithmically generated and is not financial advice.

MetricNMIHNU
Scores & Fundamentals
Composite Score3.6/101.5/10
RatingWeakAvoid
Price$37.35$14.44
P/E Ratio7.635.1
ROE15.2%28.1%
Market Cap$3B$69B
Fair Value$8.97
Dividend Yield3.3%
Sector Rank#1 of 13#4 of 13
Model Verdicts
PiotroskiLimited DataLimited Data
BuffettLimited DataLimited Data
GrahamLimited DataLimited Data
LynchStrongLimited Data
GreenblattNeutralNeutral
View full NMIHanalysis →View full NUanalysis →
Compare any two stocks →

NMIH vs NU: Which Stock Scores Higher?

NMI Holdings, Inc. (NMIH) and Nu Holdings Ltd. (NU) are among the most compared stocks in the Financials sector. NMIH currently leads with a composite score of 3.6/10 (Weak) compared to NU's 1.5/10 (Avoid).

The AlphaStocks composite score evaluates each stock across four dimensions: Quality (business strength measured by Piotroski F-Score and Buffett quality criteria), Value (discount to intrinsic worth using Graham, Lynch, and Greenblatt models), Momentum (6-month price trend), and Timing (a confirmation signal that requires both value and momentum to align). A higher composite score indicates stronger overall fundamentals combined with favorable market conditions.

This comparison uses the same scoring framework for both companies, ensuring an apples-to-apples evaluation. Scores are recalculated daily after market close using data from SEC filings and market prices. Read the full methodology to understand how each model contributes to the composite score.

Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer