AlphaStocks

MBIN vs NBTB

Merchants Bancorp vs NBT BANCORP INC — Side-by-Side Stock Comparison

MBIN

Merchants Bancorp

9.0

Strong Buy

$44.31

NBTB

NBT BANCORP INC

5.1

Consider Buy

$42.98

MBIN vs NBTB: Which is the Better Investment?

Merchants Bancorp (MBIN) scores 9.0/10 while NBT BANCORP INC (NBTB) scores 5.1/10 on AlphaStocks' composite model. Merchants Bancorp has the higher composite rating of Strong Buy. On a P/E basis, Merchants Bancorp trades at 9.3x, making it the more attractively priced of the two. Merchants Bancorp offers more upside to its estimated fair value.

This comparison is algorithmically generated and is not financial advice.

MetricMBINNBTB
Scores & Fundamentals
Composite Score9.0/105.1/10
RatingStrong BuyConsider Buy
Price$44.31$42.98
P/E Ratio9.312.9
ROE9.7%9.0%
Market Cap$2B$2B
Fair Value$70.07$38.78
Dividend Yield3.0%3.4%
Sector Rank#1 of 97#77 of 97
Model Verdicts
PiotroskiAttractiveAttractive
BuffettStrongNeutral
GrahamAttractiveNeutral
LynchLimited DataLimited Data
GreenblattLimited DataLimited Data
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MBIN vs NBTB: Which Stock Scores Higher?

Merchants Bancorp (MBIN) and NBT BANCORP INC (NBTB) are among the most compared stocks in the Financials sector. MBIN currently leads with a composite score of 9.0/10 (Strong Buy) compared to NBTB's 5.1/10 (Consider Buy).

The AlphaStocks composite score evaluates each stock across four dimensions: Quality (business strength measured by Piotroski F-Score and Buffett quality criteria), Value (discount to intrinsic worth using Graham, Lynch, and Greenblatt models), Momentum (6-month price trend), and Timing (a confirmation signal that requires both value and momentum to align). A higher composite score indicates stronger overall fundamentals combined with favorable market conditions.

This comparison uses the same scoring framework for both companies, ensuring an apples-to-apples evaluation. Scores are recalculated daily after market close using data from SEC filings and market prices. Read the full methodology to understand how each model contributes to the composite score.

Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer