AlphaStocks

ESNT vs NMIH

Essent Group Ltd. vs NMI Holdings, Inc. — Side-by-Side Stock Comparison

ESNT

Essent Group Ltd.

1.9

Avoid

$58.26

NMIH

NMI Holdings, Inc.

3.6

Weak

$37.35

ESNT vs NMIH: Which is the Better Investment?

Essent Group Ltd. (ESNT) scores 1.9/10 while NMI Holdings, Inc. (NMIH) scores 3.6/10 on AlphaStocks' composite model. NMI Holdings, Inc. has the higher composite rating of Weak. On a P/E basis, NMI Holdings, Inc. trades at 7.6x, making it the more attractively priced of the two.

This comparison is algorithmically generated and is not financial advice.

MetricESNTNMIH
Scores & Fundamentals
Composite Score1.9/103.6/10
RatingAvoidWeak
Price$58.26$37.35
P/E Ratio8.47.6
ROE12.0%15.2%
Market Cap$6B$3B
Fair Value
Dividend Yield2.1%3.3%
Sector Rank#2 of 13#1 of 13
Model Verdicts
PiotroskiLimited DataLimited Data
BuffettLimited DataLimited Data
GrahamLimited DataLimited Data
LynchNeutralStrong
GreenblattNeutralNeutral
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ESNT vs NMIH: Which Stock Scores Higher?

Essent Group Ltd. (ESNT) and NMI Holdings, Inc. (NMIH) are among the most compared stocks in the Financials sector. NMIH currently leads with a composite score of 3.6/10 (Weak) compared to ESNT's 1.9/10 (Avoid).

The AlphaStocks composite score evaluates each stock across four dimensions: Quality (business strength measured by Piotroski F-Score and Buffett quality criteria), Value (discount to intrinsic worth using Graham, Lynch, and Greenblatt models), Momentum (6-month price trend), and Timing (a confirmation signal that requires both value and momentum to align). A higher composite score indicates stronger overall fundamentals combined with favorable market conditions.

This comparison uses the same scoring framework for both companies, ensuring an apples-to-apples evaluation. Scores are recalculated daily after market close using data from SEC filings and market prices. Read the full methodology to understand how each model contributes to the composite score.

Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer