AlphaStocks

ECPG vs PYPL

ENCORE CAPITAL GROUP INC vs PayPal Holdings, Inc. — Side-by-Side Stock Comparison

ECPG

ENCORE CAPITAL GROUP INC

7.9

Strong Buy

$84.18

PYPL

PayPal Holdings, Inc.

4.4

Weak

$46.25

ECPG vs PYPL: Which is the Better Investment?

ENCORE CAPITAL GROUP INC (ECPG) scores 7.9/10 while PayPal Holdings, Inc. (PYPL) scores 4.4/10 on AlphaStocks' composite model. ENCORE CAPITAL GROUP INC has the higher composite rating of Strong Buy. On a P/E basis, ENCORE CAPITAL GROUP INC trades at 7.7x, making it the more attractively priced of the two.

This comparison is algorithmically generated and is not financial advice.

MetricECPGPYPL
Scores & Fundamentals
Composite Score7.9/104.4/10
RatingStrong BuyWeak
Price$84.18$46.25
P/E Ratio7.78.6
ROE23.5%-16.2%
Market Cap$2B$43B
Fair Value
Dividend Yield
Sector Rank#2 of 92#70 of 92
Model Verdicts
PiotroskiStrongAttractive
BuffettAttractiveAttractive
GrahamNeutralNeutral
LynchNeutralStrong
GreenblattNeutralStrong
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ECPG vs PYPL: Which Stock Scores Higher?

ENCORE CAPITAL GROUP INC (ECPG) and PayPal Holdings, Inc. (PYPL) are among the most compared stocks in the Financials sector. ECPG currently leads with a composite score of 7.9/10 (Strong Buy) compared to PYPL's 4.4/10 (Weak).

The AlphaStocks composite score evaluates each stock across four dimensions: Quality (business strength measured by Piotroski F-Score and Buffett quality criteria), Value (discount to intrinsic worth using Graham, Lynch, and Greenblatt models), Momentum (6-month price trend), and Timing (a confirmation signal that requires both value and momentum to align). A higher composite score indicates stronger overall fundamentals combined with favorable market conditions.

This comparison uses the same scoring framework for both companies, ensuring an apples-to-apples evaluation. Scores are recalculated daily after market close using data from SEC filings and market prices. Read the full methodology to understand how each model contributes to the composite score.

Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer