AlphaStocks

CATY vs CBU

As of Sep 20, 2026, Cathay General Bancorp (CATY) scores 8.1/10 and Community Financial System (CBU) 5.5/10 on AlphaStocks' five-model composite, so CATY scores higher. CATY trades 10% above its model fair value; CBU trades 37% above its model fair value.

CATY

CATHAY GENERAL BANCORP

8.1

Strong Buy

$62.23

CBU

COMMUNITY FINANCIAL SYSTEM, INC.

5.5

Consider Buy

$61.94

CATY vs CBU: Which is the Better Investment?

CATHAY GENERAL BANCORP (CATY) scores 8.1/10 while COMMUNITY FINANCIAL SYSTEM, INC. (CBU) scores 5.5/10 on AlphaStocks' composite model. CATHAY GENERAL BANCORP has the higher composite rating of Strong Buy. On a P/E basis, CATHAY GENERAL BANCORP trades at 13.7x, making it the more attractively priced of the two.

This comparison is algorithmically generated and is not financial advice.

MetricCATYCBU
Scores & Fundamentals
Composite Score8.1/105.5/10
RatingStrong BuyConsider Buy
Price$62.23$61.94
P/E Ratio13.715.6
ROE10.8%10.7%
Market Cap$4B$3B
Fair Value$56.71$45.23
Dividend Yield2.2%2.8%
Sector Rank#5 of 265#158 of 265
Model Verdicts
PiotroskiStrongStrong
BuffettStrongAttractive
GrahamAttractiveNeutral
LynchLimited DataLimited Data
GreenblattLimited DataLimited Data
View full CATYanalysis →View full CBUanalysis →

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CATY vs CBU: Which Stock Scores Higher?

CATHAY GENERAL BANCORP (CATY) and COMMUNITY FINANCIAL SYSTEM, INC. (CBU) are both in the Financials sector. CATY currently leads with a composite score of 8.1/10 (Strong Buy) compared to CBU's 5.5/10 (Consider Buy).

The AlphaStocks composite score evaluates each stock across four dimensions: Quality (business strength measured by Piotroski F-Score and Buffett quality criteria), Value (discount to intrinsic worth using Graham, Lynch, and Greenblatt models), Momentum (6-month price trend), and Timing (a confirmation signal that requires both value and momentum to align). A higher composite score indicates stronger overall fundamentals combined with favorable market conditions.

This comparison uses the same scoring framework for both companies, ensuring an apples-to-apples evaluation. Scores are recalculated daily after market close using data from SEC filings and market prices. Read the full methodology to understand how each model contributes to the composite score.

Scores are algorithm-generated research tools, not investment recommendations. Past performance does not guarantee future results. Always do your own due diligence. Full disclaimer